Since the financial crisis, the banking industry as a whole has been reporting record profits for several quarters, at least in terms of dollar figures. Unfortunately more meaningful measures of bank profitability–such as average return on equity, average return on assets, and net interest margin–have remained depressed or stagnant.
Read this article from ABA Banking Journal as they discuss with Syntellis Performance Solutions Financial Institutions experts Ken Levey and Bryan Ridgway how banks and credit unions have responded to these trends with a resurgence of profitability analysis.