Funds Transfer Pricing & Profitability
Analyze and manage profitability with Axiom Software
Learn how to reduce time spent on profitability analysis and reporting by 60% Read the report
Accurately Analyze the Profitability of Your Institution
Axiom FTP and Profitability provides enhanced visibility into the customers, segments, branches, and products that drive the greatest value. With a highly configurable costing engine, matched-term funds transfer pricing, inclusion of direct costs and income, provision, and capital rules, measure and analyze full profit contribution and risk-adjusted return on capital (RAROC).
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Calculate RAROC, applying a matrix-based risk assessment approach to ascribe economic capital at an account level.
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Focus on both current and historical FTP and profitability analysis to gain actionable insights, making the best decisions regarding product pricing, opening and closing branches, who to target, and other profitability drivers
Maximize Value from FTP Investments
Assign highly accurate FTP rates based on projected cash flows and bring together data visualization, incremental analysis, and segmentation to maximize value from funds transfer pricing investments.
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Employ a transparent, matched-maturity approach where users can alter pricing assumptions
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Analyze the impact of multiple factors on net interest margin to inform accurate decision making
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Use analytical reporting to improve pricing decisions and understand performance drivers
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Create specific base rate and adjustment rate FTP rules and filters to accurately apply funding charges and credits
Start Calculating Record-Level FTP and Find Profit Improvement Opportunities
Featured Resources
Lake City Bank Realizes Ongoing Budgeting, Reporting, and Profitability Benefits
Lake City Bank leaders knew they needed a new profitability tool when Finance staff began exploring options in 2015. With Axiom, the Warsaw, Indiana-based bank improved profitability...
Client Story
Staying Profitable in a Perfect Storm
Whether adding value for shareholders, members, or individual stakeholders, the pressure to understand what drives performance and provide increasing value is at an all-time high given the ‘perfect storm’ that financial institutions face.
Webinar
2020 Profitability Perspectives: Findings Reveal the Need for Specific Leadership Action
Only 17% of financial managers have a clear understanding of the profitability of their customers, products, etc. Download our report to learn next steps.
Report