Budgeting & PLANNING
Streamline Your Budgeting Process
Create and manage planning models that are connected to your market and operational drivers.
With Axiom Software, your budgeting process is more efficient and accurate through automated consolidation
of budgets across departments, branches, or markets.
Evaluate the finance impact of changing assumptions
Leverage enterprise-ready workflows, top-down spread, role-based security, and automated report production
Improve budgeting accountability and accuracy
Integrate daily general ledger, HR, fixed assets, transaction detail, and other system data
Leverage Excel familiarity for business rules and reports without complex scripting
Prepare For Potential Impacts on Your Financials
Model and monitor the impact of shifting interest rates, lending rates, and loan volumes on your financial outcomes and performance indicators. Integrate the resulting driver-based forecasts with long-term financial plans and operational budgets to arm leadership for effective strategic and tactical planning.
Change is Inevitable. Timing is Unpredictable. Model Your Scenarios and Mitigate Risk.
Real-time answers on the impact of changes in interest and lending rates, operating costs, and staff with dynamic, “What if” modeling
Aggregate projected changes into financial planning portfolios to map overall impact on budgets
Software Requirements Checklist
The road to a better budgeting season starts with Axiom Software. When considering your requirements for a planning and reporting solution that will shorten the budget cycle, streamline processes, and grow with your institution, we invite you to compare your current solution and potential replacements against Axiom.
Cash Flow Forecasting
Next Level Financial Planning
Calculate cash flow projections at the record level, aggregating them into planning portfolios to improve accuracy in net interest margin planning and provide better focus on incremental new business. Our cash flow planning software enables data analytics, enhances data visibility, and allows you to build a cash flow forecasting model into the standard budgeting process. View loans and deposit records in portfolios—including those set to mature and reprice.
Better Predict Your Net Interest Margin
Use your interest rate forecast, runoff of existing balances and rates, impact of new originations, and optional funds transfer pricing (FTP) rates to generate your cash flow forecast, more accurately predicting projected balances, yields, and FTP spread (if used) to inform a cash flow-based budget.
Improve Scope And Accuracy
Process fixed, adjustable, and variable records across all instrument types in our cash flow engine, adding prepayment assumptions so your future cash flows reflect a more realistic view of customer/member behavior.
Stay Nimble with What-if Scenarios
Anticipate potential market conditions by modeling “what-if” scenarios, and be ready to adjust your risk-adjusted cash flow plan and projections to reflect changes in product mix, pricing, spread and more.
Long-Range and Multi-year Financial Planning
Evaluate Projected Performance
Develop long-range plans for operational, capital, and financial drivers easily with Axiom Software. Our planning software uses historical budget and forecast data to create scorecards and dashboards that monitor progress, enabling you to course-correct as things change. Guide investments in strategic initiatives and capital projects based on expected results.
Discover the Axiom Difference
Strengthen your ability to compete in a changing marketplace with industry-leading software
that solves enterprise planning challenges for financial institutions
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Tips and Tricks for the 2022 Budgeting Cycle
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