A prolonged environment of low interest rates, combined with a flat yield curve, have put significant pressure on banking margins. While these and many other factors contributing to margin compression are outside of your institution’s control, there are measures you can take to understand which products, business lines, branches, and customers best drive profitability to inform your business decisions.
Using Funds Transfer Pricing (FTP) and multi-tiered analysis, your institution can better facilitate historical measurement, strategic planning, and budgeting and forecasting processes to proactively manage net interest margin.
Download this in-depth whitepaper and learn how to:
- Recognize how FTP can enable you to better understand, analyze, and proactively manage net interest margin across the bank
- Demonstrate the business value that can be achieved through historical and forecasted FTP as you attempt to maximize net interest margin